What is a public adjuster
A public adjuster helps a policyholder with a property insurance claim. Wheeler Adjustment Services, Inc. can review relevant coverage, document damage, prepare claim information, and negotiate with the insurer under a written agreement. The policyholder hires and pays the public adjuster.
Do I have to hire one
No. You can handle your claim with your insurance company. A public adjuster is an option when you want help with the work involved. Ask about services, fees, and responsibilities before deciding what is right for you.
Where does Wheeler provide services
Wheeler is licensed in and serves Pennsylvania, New Jersey, Delaware, and Maryland. Our mailing address is PO Box 155, Glenolden, PA 19036. It is a mailing address only. Contact us to discuss the location and details of your property.
What damage claims can you help with
We assist with property claims involving fire and smoke, water, wind and storms, hail, and floods. We work with homeowners and business property owners. The available service depends on the loss, the policy, and the scope of our agreement.
When should I contact Wheeler
You can contact us after damage occurs or while an existing claim is being reviewed. Report the loss to your insurer promptly and address urgent safety concerns. Do not delay notices or reasonable emergency measures while seeking help with your claim.
Can you review an existing estimate
We can discuss reviewing the insurer's estimate and the records supporting it. An existing offer does not automatically mean a claim can be reopened or increased. Deadlines, prior agreements, policy terms, and the facts must be considered before deciding what steps remain available.
How much does your service cost
Fees and payment terms are explained in the written agreement before representation begins. Ask how the fee is calculated and how it affects the money available for repairs. We do not list a standard fee here because the terms must be reviewed with you.
Is flood damage the same as water damage
No. A broken pipe, sewer backup, and rising floodwater can involve different coverage. Standard homeowners policies generally exclude flooding. Separate flood coverage may apply. We review the source of the water and the insurance documents rather than assuming all water damage is covered.
Will you guarantee a larger settlement
No. Coverage and payment depend on the policy and evidence. Our role is to document and present the claim and address supported differences with the insurer. We cannot guarantee approval, a payment amount, or a completion date.
What should I have ready
Bring your policy, claim number if available, photographs, estimates, receipts, and letters from the insurer. A timeline helps. You can start the conversation before every record is gathered. Avoid sending sensitive documents through an ordinary website inquiry.
How do I get started
Call 610-361-9704 or email info@wheeleradjustment.com to request a claim review. Tell us what happened and where the property is located. An inquiry does not establish representation; services begin under a signed agreement.