We are licensed in Pennsylvania and work for the policyholder under a written agreement. Our public adjusting services can include reviewing relevant coverage, documenting damage, preparing claim information, and negotiating with the insurance company about a supported settlement.
Record the details of your property
Two buildings can have similar damage but different repair needs. Room sizes, materials, finishes, and earlier improvements help explain what was there before the loss. Photographs and itemized estimates are useful when they show those details clearly.
For a home claim, gather descriptions of affected rooms and belongings. For a commercial property, organize information about the building, equipment, and inventory involved. We help review the records relevant to the claim rather than assume one estimate fits every property.
Help with common property losses
We assist with fire and smoke, water, wind and storms, hail, and flood claims. Each loss raises its own questions. Smoke may affect belongings outside the fire area. A plumbing leak requires information about the source and timing. Storm damage may involve both exterior repairs and interior damage.
Flooding needs a separate coverage review. Standard homeowners policies generally exclude floods, and any flood policy has its own terms. We help identify the applicable documents so the claim is based on the coverage you actually have.
Prepare a useful claim file
A starting file includes:
- Your policy and any added coverage documents.
- The claim number and insurer's contact information.
- Photographs and a timeline of the loss.
- Estimates, inspection reports, and emergency invoices.
- Lists of damaged belongings or business property.
Keep older records when they help show condition, ownership, or value. If you do not have every receipt, start with the information available and ask what other records may help explain an item.
Understand the service before hiring
Hiring a public adjuster is optional. Before Wheeler begins representation, we explain the proposed services, fees, and agreement. Review the terms and ask questions about your responsibilities and the work we will perform.
The insurance policy and facts control the claim. We cannot promise approval or a specific payment. Our work is to present supported information, address differences, and help you understand the offers and questions that arise.
Reach Wheeler in Pennsylvania
Our mailing address is PO Box 155, Glenolden, PA 19036. This is for mail only. Contact us to discuss any meeting or property visit; the PO Box is not a walk-in office.
Report the loss promptly to your insurer and take safe, reasonable steps to prevent further damage. Then call Wheeler at 610-361-9704 or email info@wheeleradjustment.com to discuss claim assistance.
Tell us the property location, the type of damage, and where the claim stands. We can review the next steps and whether our services fit your needs.